Licensed independent Medicare agent — licensed in 31 states 📞 (954) 352-0504
Independent · No-Cost · Unbiased

Medicare, explained by someone on your side.

I'm an independent agent, not tied to one insurance company. I compare Medicare Supplement, Medicare Advantage, Part D, and Hospital Indemnity plans across carriers to find the coverage that actually fits your health needs and your budget — at no cost to you.

NPN 19647458 · Licensed in 31 states · Not connected with or endorsed by the U.S. Government or the federal Medicare program.

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William Martinica

Independent Medicare Insurance Agent · NPN 19647458

I've spent my career helping people make sense of Medicare without the sales pressure. As an independent agent, I'm not tied to one insurance company — I work for you, comparing plans across carriers to find what actually fits your health needs and budget. When you call, you're talking to me, not a call center.

Where should we start?

Most people land here for one of two reasons. Pick what fits, and I'll walk you through the rest.

I'm turning 65

New to Medicare and trying to make sense of Parts A, B, D, Supplements, and Advantage plans before your enrollment window closes? I'll walk you through your options in plain English, with no pressure and no obligation.

Get my Medicare starting point →

I already have Medicare

Rates went up, your plan changed, or you're just not sure you have the right coverage anymore? I'll review what you have now and show you exactly how it compares to what else is available in your area.

Get a free plan comparison →

Plans I help you compare

Every situation is different. Here's the full range of Medicare-related coverage I work with, so we can figure out together what fits.

Medicare Supplement (Medigap)

Fills the gaps Original Medicare leaves behind — predictable costs, freedom to see any provider that accepts Medicare.

Medicare Advantage

All-in-one alternative to Original Medicare, often bundling drug coverage and extra benefits like dental or vision.

Part D Prescription Drug Plans

Standalone drug coverage designed around the specific medications you take.

Hospital Indemnity Insurance

Extra cash-benefit protection for hospital stays, to help cover costs your other coverage doesn't.

Why work with an independent agent

Unbiased comparisons

I'm not employed by one insurance company, so I'm not steering you toward one plan. I compare what's actually available to you.

No cost to you

Agent commissions are paid by the carrier, not you. Working with me doesn't change your premium.

A person, not a call center

You'll work with the same agent from your first call through enrollment and beyond — not a rotating queue.

How it works

01

Talk it through

A short call or visit to understand your health needs, current coverage, and budget. No pressure, no obligation.

02

Compare your options

I lay out the plans available in your area side by side, in plain language, so you can see the real differences.

03

Enroll with confidence

I handle the paperwork and stay reachable after enrollment for questions, claims help, or plan changes down the road.

Let's find your plan

Reach out however's easiest for you. I'll respond ASAP.

  • Call

    Speak with me directly, no phone tree

    Call
  • Book online

    Pick a day and time that works for you

    Book Online
  • Request a call back

    Fill out the form and I'll reach out

    Fill Out Form